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Words in Business News
By Jon Fernquest

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[Thai Economics Library | Archives (for history)]
August 05, 2008

Risk

risk (noun, verb) - the possibility that something unpleasant might happen, such as losing money

a great risk
a big risk

the level of risk
run risks
take risks
take minimal risks

risk averse
risk loving

run the risk of failing
pose a real risk

reduce risk
assess risk
the benefits outweight the risks
minimize the risks
a risk you are willing to take

a high risk group
a commercial risk
a credit risk
financial risk
loan default risk

run the risk of a strike
a risk factor in decisionmaking
run the risk of losing out to their competitors
there is a very high risk factor attached to Y

the credit risk to the bank has now disappeared
protected from excessive credit risk

eliminated the credit risk
ascertaining the credit risk associated with this loan
widespread concern about bank credit risk
the credit risk of many corporations is lower than some of the banks on the list
the problem may well become larger if the credit risk of the banks is further undermined

an acceptable level of credit risk
credit scoring, just another means of controlling the credit risk
the credit risk is low

bear the credit risk
bonds classified according to credit risk
increased their profit margin to cover a risk factor

credit risk management
mitigate credit risk
provisions designed to mitigate credit risk
assess the credit risk of new borrowers according to their age, marital status and number of children

amounted merely to a credit risk rather than a fraud
has its credit risk implicitly underwritten by the federal government
spread the risk

many commercials run the risk of losing their viewers long before the brand is identified

the risk factor comes nowhere close to cancelling out the enormous and lasting advantages

the risk factor increases year-on-year, especially as many companies are now having problems and restructuring

the tenant would be advised not to run the risk of having to pay interest at a substantially higher rate than the basic lending rate

race, sex and religion will not be considered in assessing credit risk


Example sentences:

* Race, sex and religion will not be considered in assessing credit risk, and play no part in our credit scoring systems.

* Credit scoring, he said, is just another means of controlling the credit risk.

* They now know which customers we want to increase the business with because the credit risk is low and we are under exposed and which market sectors we wish to restrict our exposure in.

* Too many commercials, especially those following the well-loved technique of building suspense before revealing the brand name, run the risk of losing their viewers long before the brand is identified.

* Ferranti's senior management was extremely unhappy about the arrangements, but at that stage took the view that they amounted merely to a credit risk rather than a fraud.

* It was a huge amount for an institution which, though run like a private-sector company, has its credit risk implicitly underwritten by the federal government.

* Credit risk was spread, or socialised, riskier firms did not suffer the full burden of their riskiness.

* Overriding everything else is the key issue of assessing credit risk.

* As a lot of contracts last for up to five years, the risk factor increases year-on-year, especially as many companies are now having problems and restructuring.

* Make her presence known, or stay where she was and run the risk of being thought an eavesdropper?

* Booksellers should begin to look seriously at the possibilities of stocking multimedia products, or run the risk of losing out to consumer electronics retailers and an erosion of their market.

* The clearing house is also protected from excessive credit risk through the operation of a system of daily price limits.

* The development of banks' off-balance business was a source of concern for regulators in the 1980s and early 1990s, but the problem may well become larger if the credit risk of the banks is further undermined and the banks no longer act as intermediaries in a growing number of capital market transactions.

* With the move towards disintermediation, it could be argued that many banks are driven to taking on less credit-worthy customers, with associated increases in credit risk.

* Most UK institutions charge loans on a floating rate basis such that they match floating rate liabilities, but this merely increases credit risk, as interest rate risk is passed on to the customer, with subsequent greater probability of defaults occurring.

* Health reform will require additional taxes, but taxing is a serious risk factor in today's politics.

* But, because the scope for personal development within teh company is on a par with the very best, the risk factor comes nowhere close to cancelling out the enormous and lasting advantages.

* Drink more than this and you run the risk of developing high blood pressure, which in turn can lead to heart attack or stroke.

* Any evidence that, for example, a printer has specially increased his profit margin to cover a risk factor, would be fatal tohis insurance claim.

* The landlord should beware should interest rates fall dramatically leaving the minimum rate at a level substantially higher than the standard borrowing rate, in which case the interest may be void as amounting to a penalty; and the tenant would be advised not to run the risk of having to pay interest at a substantially higher rate than the basic lending rate.

* The new scheme will assess the credit risk of new borrowers according to their age, marital status and number of children.

* You must take legal and tax advice on the legality of the scheme and the enforceability of any provisions designed to mitigate credit risk.

* The regulatory authorities have no fundamental objection to the concept provided BSL bears the credit risk.

* Finally, bonds can be classified according to their default risk (or credit risk).

* The credit risk to the clearing house has now disappeared because accumulated losses are not allowed to build up.

* Use of the CGO has decreased settlement costs for members, reduced the number of paper transfers by means of stock transfer forms and eliminated the credit risk involved in delivering stock against a promise of payment.

* SCP does not have a guarantee and, traditionally," name recognition" has been the principal way of ascertaining the credit risk associated with SCP.

* More widespread concern about bank credit risk or the imposition of credit controls on the banking system could stimulate the development of the market, but they are presumably not the routes through which the Bank of England would prefer development to take place.

* The Bank, however, does regularly review its list of banks who are eligible to have their bills rediscounted at the Bank of England and it is arguable that the credit risk of many UK corporates is lower than some of the banks on that list.


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