Non-performing
Non-performing - not performing at the level or standard required (not paying a loan back in time, not performing a task sufficiently well, etc)
Non-Performing Loans (NPLs) - a loan that is in default or close to being in default (See article)
default, in default - fail to pay back a loan, as promised
an improvement in non-performing loans
non-performing loan write-offs
provisions for non-performing loans
the central bank also requires banks to report their net NPL figures
non-performing assets
loaded down with non-performing assets
loaded down with non-performing assets, the banks have balked at new lending
an increasing number of loans are non-performing because of general economic weakness
there has been a 95 million improvement in non-performing loans over the last 9 months
the non-performing loan position of a bank
the overall NPL position of commercial banks
non-performing loan problems
resolve non-performing loan problems
how commercial banks can resolve their current NPL problems
transferred large amounts of NPLs and NPAs to these Asset Management Companies (AMCs)
NPL and non-performing asset (NPA) cleanup
buy NPLs and NPAs from commercial banks
predominant method for dealing with NPLs
strategic non-performing loans
repeat non-performing loan
return to NPL status
declare loans non-performing
do not have to declare loans non-performing until after a year of non-payment of interest
over the year the total of their non-performing loans rose by 32%
a bank vulnerable to non-performing loans
a routine inspection uncovered a further $300 million of non-performing loans
a non-performing writer
non-performing songwriters
when non-performing songwriters became successful
Example sentences:
* Another banker said President Agri was clearly a "strategic non-performing loan", and had deliberately defaulted on its debt despite the ability to pay.
* Under the new International Accounting Standard 39 (IAS 39) requirements, banks will become increasingly vulnerable to changes in their non-performing loans (NPLs), and thus will be under pressure to better manage their NPL positions. These measures are in line with the Bank of Thailand's aim to reduce NPLs within the banking sector to 2% over the next 12 to 24 months.
* As of Jan 1, 2007, the central bank also requires banks to report their net NPL figures (i.e. after deducting relevant reserves), as opposed to gross figures, as have been reported in the past.
* The predominant method for dealing with NPLs has been via restructuring and returning to performing, or foreclosure and sale/transfer of ownership of underlying collateral (primarily real property) to the bank. While there have been many successful restructurings, the instance of repeat NPLs (i.e. failed restructurings and hence return to NPL status) has been steadily rising over the past several months.
* While this will allow lower figures to be reported, it still does not change the overall NPL position of commercial banks, nor does it address how commercial banks can resolve their current NPL problems.
* As an additional measure to assist in the NPL and non-performing asset (NPA) cleanup, the central bank has mandated state-owned Asset Management Companies (AMCs), such as the Bangkok Commercial Asset Management Company (BAM), to buy NPLs and NPAs from commercial banks that meet certain criteria.
* A number of banks have also recently established wholly owned Asset Management Companies (AMCs) and have transferred large amounts of NPLs and NPAs to these Asset Management Companies (AMCs) for workout.
* Its third-world debts of ?4.3 billion still leave Midland vulnerable to non-performing loans.
* Japanese banks have great flexibility in this: they do not have to declare loans non-performing until after a year of non-payment of interest (as against 90 days in America).
* Over the year the total of their non-performing loans rose by 32%, against 26% for the money-centre banks.
* Non-performing loans had risen by 75%.
* A year later a routine annual inspection by American regulators uncovered a further $300 million of non-performing loans in Crocker's books.
* Investment banks and rich individuals are buying billions of dollars-worth of buildings and non-performing loans.
* Although most of the existing dubious credits stem from the speculative frenzy of the late 1980s, banks have begun to admit that an increasing number of loans are non-performing because of general economic weakness.
* Loaded down with non-performing assets, the banks have balked at new lending, which grew by just 1.1% over the 12 months to April, its slowest ever.
* It is hard to imagine, though, how the non-performing members of the companies memorized the more intricate turns of the refrains in the Florentine manuscript, but then these may have been instrumental improvisations.
* The 95 million baht improvement in non-performing loans would pay for these allowances for the next 100 years.
* But when non-performing songwriters became successful, with their songs being recorded by major artists, and used in films or as TV commercials, then the need for a manager often becomes more pressing.
* The non-performing writer could be offered a firm one-year deal with options covering the next four years.
* So what does the publishing company do for the non-performing songwriter?
A6A 1336 In the UK, publishing companies take on very few non-performing songwriters.
* As with recording advances, there is no such thing as a typical figure, but for a non-performing writer, enough money to live on should be sought.
* Fortunately the snows on EVEREST have eased, and there has been a 95 million improvement in non-performing loans over the last 9 months.
